Average Cost of Premarital Counseling in California

Key Takeaway

Factor	Impact on Cost
Average per-session cost	$100–$250 in California
Cost in major cities (LA/SF)	$200–$350 per session
Session length	Typically 50–90 minutes
Total estimated cost	$600–$2,000 depending on number of sessions
Group vs. private format	Group sessions are more affordable
Insurance coverage	Often not covered unless part of individual therapy

Premarital counseling is usually short-term and focused on building communication, setting expectations, and addressing differences. Costs vary by therapist qualifications, location, and whether the sessions are private or group-based.

Introduction

Premarital counseling is a proactive step many couples take before marriage to strengthen their relationship. But it often comes with one practical question: How much does premarital counseling cost in California?

This guide breaks down premarital counseling prices across the state, with a focus on realistic numbers from 2025. Whether you’re searching for marriage counselling prices in Los Angeles or wondering about online couples counseling costs, you’ll find the cost breakdowns and influencing factors here.

With input from California-based therapists, including insights from Dr. Harel Papikian—who works extensively with engaged couples therapy —we provide an informed, non-promotional look at what to expect when budgeting for counseling.

How Much Does Premarital Counseling Cost in California (2025)?

On average, premarital counseling in California costs between $100 and $250 per session. In larger cities like Los Angeles or San Francisco, the range often increases to $200–$350 per session. Sessions typically last 50 to 90 minutes, and most couples attend 4 to 8 sessions total.

Some therapists may offer an initial intake session at a slightly higher rate, especially when assessments or structured plans are involved. Package rates for 4–6 sessions can sometimes reduce the per-session cost.

City-Wise Price Breakdown for California (2025)

City	Typical Price Range (per session)
Los Angeles	$200–$350
San Francisco	$225–$375
San Diego	$175–$300
Sacramento	$150–$250
Fresno	$120–$200

Prices are approximate and based on 2025 data from therapist directories, local practice websites, and interviews with California clinicians.

What’s Included in Premarital Counseling Sessions?

Premarital counseling goes beyond surface-level discussions. Sessions typically combine structured exercises with personalized conversations tailored to the couple’s unique relationship.

Here’s what may be included:

• Skills for clearer communication and conflict management
• Conversations around financial planning, career goals, and parenting expectations
• Guided discussion about shared values and long-term vision
• Assignments or worksheets to reflect on between sessions
• Optional structured assessments 

While some therapists stick to a fixed curriculum, others take a flexible approach depending on what the couple needs most. Dr. Harel Papikian, who works with couples, observes that combining frameworks with open dialogue often helps couples uncover important topics that wouldn’t come up otherwise.

Additional Costs to Consider

Beyond the per-session fee, couples may encounter other expenses:

• Assessment Tools: Some structured programs include paid tools ($30–$60 per couple)
  
• Books or Resources: Therapists may recommend reading materials or guides ($10–$40)
  
• Extended Sessions: Sessions longer than 60 minutes may have a higher fee
  

Workshops or Group Events: Some offer 1-day intensives ($200–$600 per couple)

Is Premarital Counseling Covered by Insurance?

Generally, premarital counseling is not covered by insurance, as it is not considered medically necessary.However, if one partner has a diagnosis such as anxiety or depression, sessions may be billed under individual therapy codes. We understand that cost is an important consideration when starting therapy, and being informed helps you take the next step with confidence. Marriage counseling prices in Los Angeles usually range from $200 to $350 per session. Sliding scale options may be available to support couples with different financial needs.

Tip: Ask providers whether CPT code 90847 (family psychotherapy) is accepted in your plan.

Factors That Influence Cost

Therapist Credentials

Therapists with a PhD or PsyD typically charge more than LMFTs or LCSWs. Years of experience also impact rates.

Session Format

Private sessions cost more than group classes. Some couples prefer the intimacy of 1:1 work, while others are open to peer discussion settings.

Location

Urban areas like LA or SF charge more due to higher operational costs and demand.

Online vs. In-Person

Online premarital counseling can be slightly more affordable and adds convenience for busy couples.

Sliding Scale

Some therapists, including those like Dr. Harel Papikian, may offer a sliding scale for clients with financial constraints. Availability may be limited and often requires advance discussion.

Estimated Total Cost for Premarital Counseling

Let’s say you attend six 60-minute sessions in Los Angeles at $250 per session. The total would come to $1,500. Add an assessment fee and reading materials, and you’re looking at approximately $1,600–$1,700 overall.

For couples on a tighter budget, group classes or online programs may cost significantly less—often under $500.

Conclusion

Premarital counseling in California typically costs between $100 and $350 per session, with total expenses ranging from $600 to $2,000 depending on how many sessions you attend and the format you choose. While it is a personal investment, understanding these cost factors upfront can help couples plan realistically. For those looking for a more structured, topic-driven approach, therapists like Dr. Harel Papikian offer sessions that focus on real-life challenges, expectations, and goals—without following a rigid, one-size-fits-all format.

Frequently Asked Questions (FAQ)

1. How many premarital counseling sessions do most couples attend?
   Most couples attend between 4 to 8 sessions, depending on their goals and any specific challenges they want to explore.
2. Is premarital counseling required before getting married in California?
   No, it’s not legally required, but some religious institutions or marriage programs may recommend or include it as part of preparation.
3. Can we do premarital counseling online?
   Yes. Many therapists offer secure online sessions, which may be more flexible and sometimes slightly more affordable than in-person ones.
4. Do group premarital classes cost less than private counseling?
   Typically, yes. Group sessions or workshops are often priced per couple and can offer a more budget-friendly option for general preparation.
5. How do we know if a therapist is qualified for premarital counseling?
   Look for licensed professionals like LMFTs, LCSWs, or psychologists with experience in relationship work. 
6. Is there a difference between premarital counseling and couples therapy?
   Yes. Premarital counseling is more preventative, focusing on expectations and communication, while couples therapy usually addresses current relational challenges.
7. Can we use HSA or FSA funds for premarital counseling?
   Sometimes. If the sessions are billed under individual therapy codes due to a diagnosis, they may be eligible. Always confirm with your provider first.
8. Are sessions longer than 60 minutes more effective?
   It depends on the couple and the therapist’s style. Our attention and focus tend to weaken after the first hour and additional therapy time could yield diminished returns. For this reason, Dr. Harel works in 50-minute sessions. 
9. Do all therapists charge per session, or are packages common?
   Many therapists offer both. Packages can be more economical and help couples commit to a short-term counseling plan before the wedding.
10. Can we meet with a therapist even if we’re unsure about marriage?
    Yes. Premarital counseling can be a space to ask important questions and clarify your readiness. It’s useful for open and honest discussion either way.